My Goals For 2016

It’s January 10th, and I’m just now posting my new year’s resolutions. Does that mean I’m doomed from the beginning? ?

The truth is, I’m taking this process very seriously – I’ve spent an embarrassing amount of time thinking about my resolutions. What can I say? I’m determined to make 2016 the best year ever!

The List

1. Take one business idea and develop it

I don’t have any experience in the actual business world, but I believe my current career is preparing me quite well for a possible transition into it. Right now I have 5-7 business ideas floating around in my head that I would love to develop. I just need to pick the best one and set aside time to work on it.

2. Write every day

I am discovering that I love to write. Unfortunately, I’m not nearly as disciplined as I’d like to be in this area. I get inspired to write 2-3 times per week, which just isn’t enough. If I really want to hone my skills, I need to do it daily – even if it’s just for just five minutes. Creating the habit is the most important part.

3. Blog 1-3 times consistently each week

This should be a piece of cake, right? Wrong. My motivation definitely comes and goes on this, so staying consistent is a challenge. I think the keys to success here are: 1) setting a regular schedule for working on the blog, 2) having a backlog of posts ready to go at all times, and 3) giving up my perfectionist tendencies.

4. Run a marathon in 4 hours or less

This is a lofty goal for me. I’ve only run one marathon, and I finished it in 4:48. Furthermore, it was not an uplifting experience for me – quite the opposite, actually. I’m ready to find my running mojo again and stop with the self-limiting beliefs. (“I can’t run that fast!”  “I’m not a real runner!” etc.)

5. Set a personal record (PR) in a half-marathon

I’ve only run one half-marathon, and my time was 2:05. I feel pretty confident that I can beat this by at least a few minutes with some consistent training. I’m not sure if I’m going to run one as part of my spring marathon training, or push it off until the fall. I guess we’ll see how well the weather cooperates (if it’s a cold/snowy/stupid spring, I’ll probably wimp out until fall).

6. Do P90X again

Despite my love/hate relationship with it, P90X ended up being a great experience for me. It opened my eyes to the benefits of strength training, which is something I’ve fought my entire adult life. While I saw amazing results from the workouts alone, this time around I’m hoping to focus more on diet so that I can get the full effects of the program.

7. Pay off at least $1200 extra in student loans

I got a decent start on this during 2015, but I need to ramp up my efforts. I’m aiming to pay at least $100 per month extra toward my student loans. The one self-imposed condition here is that I can’t sacrifice my other financial goals in the process. This means I have to get creative and either pinch more pennies or earn more money (or both!).

8. Save/invest at least 40% of my take-home pay all year

I’d like to be financially independent someday, and this is a very important step in paving the road to get there. I can hit this number pretty easily for a few months at a time, but I’ve never tried it for a full year. It will probably require more long-term budgeting than I’m used to, but I’m up for the challenge.

9. Improve my net worth by at least 20%

I recently started tracking my net worth via Personal Capital. Let me tell you – having all the numbers laid out in front of you in one spot is pretty sobering. While my net worth is somewhat depressing at the moment, I’m more motivated than ever to improve it.

10. Become a morning person once and for all

There is no doubt in my mind that the majority of successful people wake up early to maximize the day. I really want to be one of those people. I’ve battled my natural night-owl tendencies my entire life, and it’s time to kick them to the curb for good. After all, I’m more likely to reach all my goals by changing this habit.


These goals will not come easily, but I believe they are attainable with consistent effortWhat I love about this list is that many of them feed each other. For instance, if I train properly for my marathon, a half-marathon PR should come without much extra effort (provided that I’m smart about how I schedule my races, of course).

The Less Important List

In addition to the goals listed above, there are a few other things I’d like to work on in 2016. They didn’t quite make the official cut, so I’ll probably choose to work on them in smaller, random doses (or not at all). Nevertheless, I think they’re worth mentioning, as they may become focal points in the future:

  • Use my gratitude jar
  • Create weekly goal lists and post them here
  • Practice eating like the French
  • Give up dairy for a specified amount of time
  • Give up alcohol for a specified amount of time
  • Read at least one book per month
  • Attempt to declutter
  • Put more effort into promotion and back-end work on the blog
  • Complete a sprint triathlon

The Big Picture

No matter what 2016 brings, I’d like to look back on it a year from now and say, “I’m a better person than I was a year ago.” I am so blessed to have the opportunity to make positive changes in my life, and I don’t intend to squander it.


What are your new year’s resolutions? How are they going so far?

What small step did you take today to reach one of your goals?

I changed banks to help facilitate my financial goals. (In doing so, I get a $200 bonus in April, which will go directly to my student loans!)


  1. These are all great goals. I actually need to be a little more financially smart this year. I would like to start saving more.

    I did P90X for the longest time but got out of that routine as well. Good luck this year!

    • Hi Hollie,

      Thanks for stopping by and taking time to leave a comment! Good luck on your new year’s goals too. Did you finish P90X?

      Have a great week!

      • I did actually about 4 years ago now. I did feel stronger after doing it but I found it took a lot of dedication and time that I gave up running mileage for.

  2. Your goals are so good!!! I need to do the same and pay off some loans :)

    • Thank you Sana! For me, getting started paying extra on my loans was the hardest part. Now that I see the balance go down each month (even by just a little bit), it’s easier to stay motivated!

      Thanks again for stopping by and taking the time to leave a comment!

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